As Banks Consider Crypto Loans, Analysts Predict PayFi Tokens Like Remittix, XRP and XLM Will Lead

As major banks start exploring crypto-backed loans, analysts believe PayFi tokens like XRP and XLM will be among the biggest winners. These are tokens designed for payments and fast global money movement. With Remittix (RTX) raising over $17.3 million, it is quickly earning a spot beside industry giants. But will it outperform XRP and XLM in real-world adoption?

XRP New Updates: Bullish Patterns and Parabolic Hopes

The latest XRP new updates point to an exciting few months ahead. XRP recently broke out from a long-term consolidation range that lasted from December 2024 to June 2025. Analysts now say it could climb as high as $12.50 if the breakout holds. Crypto experts at TradingView say XRP’s current pattern looks a lot like the triangle setup that led to its explosive 2017 rally. 

source: TradingView

However, recent whale activity raised some concern. A wallet linked to Ripple co-founder Chris Larsen moved over 50 million XRP, with $140 million sent to exchanges. This triggered a short-term sell-off, but long-term holders are still confident. Veteran trader Ripple Van Winkle recently told followers to ignore short-term noise and hold tight. His bold forecast says the next four to eight weeks could start a major rally.

XLM Latest News: Record-Breaking July Growth Followed by Doubt

Stellar (XLM), often seen as XRP’s top rival, also made headlines with massive gains. XLM latest news shows the asset surged 75.7% in July, its highest monthly growth ever. The previous record was 44.6% back in July 2020.

Open interest dropped 33% this week, and traders pulled $196 million from the derivatives market. This drop shows many are waiting for a clearer direction before re-entering. The MACD indicator is also flashing bearish signals after three strong weeks.

source: TradingView

Still, despite the pullback, XLM latest news highlights growing interest in payment tokens, especially as traditional finance opens the door to crypto lending.

Remittix: The New Leader in PayFi?

While XRP and XLM dominate headlines, Remittix is building quietly, and fast. With more than $17.3 million raised, 569 million tokens sold, and a wallet beta launching September 15, it’s clear Remittix is more than just hype.

Designed for low-cost, high-speed cross-border payments, Remittix is already helping real businesses. A UK-based media group now uses it to pay contributors in Nigeria, Ghana, and South Africa, skipping the fees and delays of bank wires.

Here’s why analysts say Remittix may be the best crypto to buy now:

• Wallet beta launches Sept 15, 2025, with full crypto features
  
• 50% bonus still available for early token buyers
  
• Used in live payment scenarios across multiple regions
  
• Priced under $0.10 with huge growth potential
  
• Tagged as XRP 2.0 by early investors
  
• Solves real-world money transfer problems
  
• Attracting attention from both whales and retail traders
  
• Gaining ground during meme coin rotations and DeFi cooldowns
  
• Featured in Super Grok AI’s watchlist for 2025
  
• Called a next 100x crypto in early reports
  

Final Thoughts: Who Will Lead The PayFi Boom?

XRP new updates show strong patterns and big targets. XLM latest news highlights record growth with short-term uncertainty. Meanwhile, Remittix is launching a product, gaining real users, and picking up momentum under $0.10. Remittix may be newer, but it has the tools and timing to make it big.

Discover the future of PayFi with Remittix by checking out their project here:

Website: https://remittix.io/

Socials: https://linktr.ee/remittix

$250K Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway

Disclaimer: The information in this press release is for informational purposes only and should not be considered financial, investment, or legal advice. Coin Crypto News does not guarantee the accuracy or reliability of the content. Readers should conduct their own research before making any decisions.